iDharma is an independent AI audit company. It reviews the AI systems organizations run and delivers a verified, standards-based report on whether their AI is accurate, fair, secure, and compliant — mapped to the EU AI Act, NIST AI RMF, and ISO/IEC 42001.

What does an iDharma AI audit cover?

An iDharma audit examines four dimensions of a live AI system — accuracy, fairness, security, and compliance — and returns a rating per dimension, evidence-backed findings, and a prioritized remediation roadmap. The scope is agreed and approved with you before any payment.

How is iDharma independent?

iDharma audits AI systems it did not build and holds no stake in the tools it reviews, so its findings are defensible to a board, a customer, or a regulator. An audit is a methodology-backed review — not a certification or a warranty.

Which standards does iDharma audit against?

iDharma maps findings to recognized frameworks including the EU AI Act, the NIST AI Risk Management Framework, ISO/IEC 42001, HIPAA, SOC 2, and India's DPDP Act — so every finding traces to a clause, not an opinion.

How do I request an AI audit?

Tell iDharma about your AI system through the Request an AI Audit form. Scope, timeline, and price are agreed up front, and nothing is charged until you approve the scope.

AI Insights for FINTECH & DIGITAL PAYMENTS

AI Risk & Compliance for Credit, Debit & Digital Transactions

Fraud scoring, transaction monitoring, and payment-authorization AI — enforcement cases, regulatory guides, and audit methodology for payments and fintech teams.

$2.5M

US settlement — transaction-risk model blocked legitimate customers via a demographic proxy

MA AG, 2025

Active

AML and fair-treatment enforcement on payment AI ongoing — state AGs and private litigants stepping up

Post-Apr 2026

Aug 2026

EU AI Act high-risk obligations take effect for AI that scores or blocks transactions

Verify with EU AI Office

AI that scores, blocks, or limits transactions is under active scrutiny in both the US and EU. AML explainability duties and EU AI Act high-risk obligations apply regardless of how fast the model runs — "the model is too fast to explain" is not a compliance defence.

⭐ Featured Insight

★ Featured STANDARDS EXPLAINED

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🏦 Fintech & Digital Payments

AI Model Risk Management for Lenders: What Counterparties Ask For

Partner banks, examiners and enterprise counterparties converge on four questions about AI in credit. What each one is really testing, and what an honest answer looks like.

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